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Get into your first home sooner

The Queensland First Home Owners' Grant is a state government initiative to help first home owners to get their new first home sooner. Depending on the date of your contract, you’ll get $15,000 or $20,000 towards buying or building your new house, unit or townhouse (valued at less than $750,000). You can even buy off the plan or choose to build yourself. It’s a great opportunity to buy or build a new home in our great state.

How a Queensland First Home Owners' Grant can help you

  • If you're thinking of buying or building a new home, this could
    be what gets you started.
  • It could get you something more than you were expecting.
  • It can get you into your first home sooner.

Note: The $20,000 Queensland First Home Owners' Grant is not available to contracts that replace previous contracts entered into before 1 July 2016.

To be eligible for the grant:

  • You must be an Australian citizen or permanent resident (or applying with someone who is).
  • You or your spouse must not have previously owned property in Australia.
  • You must be at least 18 years of age.
  • You must be buying or building a brand new home, valued under $750,000.

Test your eligibility.

The Queensland First Home Owners' Grant is administered under the First Home Owner Grant Act 2000.



FAQs

What is the Queensland First Home Owners' Grant?

In 2016, the Queensland Government increased its grant for first home owners who are buying or building a new home. Previously known as the Great Start Grant, those eligible will receive a one-off payment of $20,000.

It is available for eligible transactions dated on or after 1 July 2016.

What is a new home?

A new home is a brand new dwelling that has not been previously occupied as a place of residence or sold as a place of residence. This may include a:

  • home that is a substantially renovated home (in certain limited circumstances).
  • house that has been moved from one site, and fixed as a home to a different site, so long as it has not been occupied or sold as a place of residence since being fixed to the new site.

Types of dwellings include houses, units, duplexes, townhouses and granny flats built on a relative’s land.

What is a substantially renovated home?

A substantial renovation is a renovation in which all, or most, of the structural and/or non-structural components of a building are removed or replaced. Most of the rooms in the previous building must have been affected, and the renovations must have affected the building as a whole for it to be considered a substantial renovation. See the definition of substantially renovated homes for information.

Can I get the Queensland First Home Owners' Grant if I buy an established home?

No. The $20,000 grant is only available for newly constructed or substantially renovated homes purchased on or after 1 July 2016.

I have owned or currently own an investment property. Am I eligible for the grant on a subsequent property?

If you held an interest in residential property before 1 July 2000, regardless of how the property was used, you will not be eligible for the grant.

If you have held or currently hold an interest in residential property since 1 July 2000 and the property was or is used solely for investment purposes, you may be eligible for the grant on a subsequent property. You would need to give evidence showing you have not lived in the investment property.

This evidence may include:

  • tenancy/lease agreements
  • current electricity/phone accounts
  • tax return details.

We will review all documentation provided with the application. We will not make a determination without an application and supporting documentation.

When do I have to move into my home?

You must move into your home within 1 year of the completed eligible transaction and you must live there for at least 6 months continuously in order to keep the grant.

What if my circumstances change and I am not able to move into my home, or have to move out before I have lived there for 6 months?

You must tell us within 14 days if you are unable to move into your home or have to move out of your home before you have lived there for 6 continuous months. Depending on your circumstances, you may have to pay back the grant because you are no longer eligible.

If I am applying with another joint applicant, do we both have to live in the home?

Yes. To be eligible for the grant, all applicants must live in the home.

Does my partner have to be included on the application?

Yes. If you have a spouse, they must be included on the application—either as an applicant or non-applicant spouse.

My partner has owned a home before. Am I eligible for the grant?

No. If your spouse has previously owned a home they have lived in, you will not be eligible for the grant. If your spouse has owned a home before 1 July 2000, you will not be eligible for the grant.

I am not a permanent resident; however, my spouse is an Australian citizen. Does this stop us getting the grant?

No. You may still be eligible. Australian citizens, permanent residents, or a joint applicant with an Australian citizen or permanent resident are eligible for the grant, providing other eligibility requirements are met.

What is an off-the-plan purchase?

An off-the-plan purchase is a single contract to purchase a new home and the relevant interest in the land on a proposed lot on an unregistered plan of subdivision of land. In some cases, the property may not have been built yet. You do not have an off-the-plan transaction if you have signed a vacant land purchase contract and a building contract.

Does the $20,000 Queensland First Home Owners' Grant apply to replacement contracts on or after 1 July 2016?

No. An applicant is not eligible for the $20,000 grant if a contract replaces another contract that was made before 1 July 2016.

An applicant may still be eligible for the $15,000 grant.

What is a 'finalised' contract?

A finalised contract is an agreement that outlines all of the conditions of the transaction. It must be dated and signed by all parties (vendor and purchaser).

What is an eligible transaction?

For the $20,000 grant, an eligible transaction is one of the following:

  • a contract made on or after 1 July 2016 for the purchase of a new home in Queensland (including purchases of substantially renovated and off-the-plan homes)
  • a comprehensive home building contract made on or after 1 July 2016 by the owner of the land in Queensland or a person who will, on completion of the contract, be the owner of land in Queensland on which the new home will be built
  • the building of a new home in Queensland by the owner–builder where the foundations are laid on or after 1 July 2016.

Is the grant dependent on the contract date or the settlement date?

The relevant date is the contract date.

How long will it take for my application to be processed?

We will process most applications within 10 working days of receiving all required information.

If you apply through an approved bank or lending institution, you will need to check with them how long it will take them to process the application.

When will payment be made?

The payment timeframes for the different types of transaction are listed below.

Type of transaction Applying through OSRApplying through a bank or lending institution
 You may be paid once you...You may be paid...
Buying your home – off the planHave a registration confirmation statement showing your name on the title of the propertyAt settlement
Buying your home – instalment purchase contracts

Fulfil all of the following:

  • The contract has been operating for one year
  • You have paid at least 10% of the purchase price or $20,000, whichever is greater
  • You are not in default of the contract
  • You have occupied the home as your principal place of residence
N/A
Buying your home – vendor finance contracts Own the home under the contract N/A
Buying your home – all other contracts Have a registration confirmation statement showing your name on the title of the property At settlement
Building your home – building contract Have a final inspection report On the first draw down of funds
Building your home – owner-builder Have a final inspection report Once you have a final inspection report

What can I do if my application is not approved?

If you are dissatisfied with a decision regarding your application for a grant, you may lodge a written objection with the Commissioner of State Revenue. You must state the grounds of your objection in full and lodge the objection within 60 days of receiving notice of the decision.

How is the total value of the home calculated?

The total value of the home depends on the type of transaction you are entering into.

Type of transactionTotal Value
Buying a new home
(includes substantially renovated or off-the-plan homes)
  • The purchase price on the contract or
  • The market value of the home at the commencement date of the eligible transaction
Contract to build
  • The cost of construction under the contract plus
  • The value of the land as at the contract date
Owner-builder
  • The cost of construction, excluding the owner's own labour costs plus
  • The value of the land on which the home is to be built at the time the foundations are laid

Contact details:

Office of State Revenue
GPO Box 953
Brisbane Qld 4001
Telephone: 1300 300 734
Last updated 20 June 2016
Industry


From 1 July 2016 the Great Start Grant will be known as the Queensland First Home Owners’ Grant.
The Queensland Government has also announced a one-off, 12-month boost of $5,000 to the grant, which will now be worth $20,000, starting 1 July 2016.



From 1 July 2016 the Great Start Grant will be known as the Queensland First Home Owners’ Grant.
The Queensland Government has also announced a one-off, 12-month boost of $5,000 to the grant, which will now be worth $20,000, starting 1 July 2016.

Contact details

Office of State Revenue
GPO Box 953
Brisbane Qld 4001
Telephone: 1300 300 734
Industry
Last updated 20 June 2016