Completed eligible transaction

A completed eligible transaction is:

Financial help

Financial help is any financial assistance, and may include:

Financial help does not include a commercial loan from an authorised deposit-taking institution listed by the Australian Prudential Regulatory Authority.

Established home

An established home is a home that has been lived in previously.

New home

A new home is a house, apartment, unit or townhouse that:

Related person

related person is a parent, child, grandparent, sibling, uncle or aunt of an applicant, or the spouse of any of these.


A spouse is a person who is one of the following:

Substantially renovated homes

You may be eligible for the Queensland First Home Owners' Grant if you are buying a substantially renovated home (including the land on which it is situated) where:

The seller must provide evidence that each of the above requirements has been satisfied. You will also need to provide proof that a new residential premises has been created through substantial renovations before we can pay the grant.

What is a substantial renovation?

A substantial renovation is a renovation in which all, or most, of the structural and/or non-structural components of a building are removed or replaced (see table below). Most of the rooms in the previous building must have been affected, and the renovations must have affected the building as a whole for it to be considered a substantial renovation.

A home has not been substantially renovated if:

Substantial renovation

Non-substantial renovation

Structural building work includes:

Non-structural building work includes:

Cosmetic work includes:

  • Replacing or altering foundations
  • Replacing or altering floors or supporting walls (interior and exterior)
  • Lifting or modifying roofs
  • Altering brickwork to replace existing windows and doors
  • Repairing electrical wiring
  • Replacing or altering non-supporting walls (interior and exterior)
  • Plastering or rendering an entire wall or walls
  • Plumbing (e.g. replacing pipes) 
  • Painting
  • Sanding floors
  • Replacing light fittings
  • Replacing curtains
  • Replacing carpets

See section 195.1 of the A New Tax System (Goods and Services) Act for more information.

Unencumbered value

The unencumbered value of property is the value of the property determined without regard to one of the following: