Quick eligibility check

Tick the statements that apply to you.

Submit

You may not be eligible because:

  • You're under 18 years of age
  • You're not an Australian citizen or permanent resident (or applying with someone who is an Australian citizen or permanent resident)
  • You or your spouse have already owned property in Australia
  • Your property is not a newly constructed home (a house, apartment, unit or townhouse)
  • Your property is not valued under $750,000

Take the full test below to check your eligibility.

You appear to be eligible, take the full test below.

Begin at question 1

Question 1

Are you:

  • buying a new home?

    A new home does not include established homes.

    A new home is a home that:

    • has not been previously occupied as a place of residence
    • has not been previously sold as a place of residence
    • or
    • is a substantially renovated home.

    Go to question 2

  • having a new home built?

    Go to question 8

  • building your own home?

    Before the grant can be paid, you must provide a final inspection report.

    Go to question 9

  • none of the above?

    Go to message 26

Question 2

Question 3

Did anyone live or stay in the home before you signed the contract?

Question 4

Did the vendor substantially renovate the home before you signed the contract?

Question 5

Does the purchase price include goods and services tax (GST)?

Question 6

Did anyone live or stay in the home after the renovations but before you signed the contract?

Question 7

Is your contract date on or after 12 September 2012?

Question 8

Is your building contract date on or after 12 September 2012?

Question 9

Did you lay the foundations on or after 12 September 2012?

Question 10

Have you, your spouse or another applicant ever been paid a first home owner grant (e.g. the Great Start Grant)?

Question 11

Was the grant (and any related penalty amount) paid back because the applicants did not meet the eligibility criteria?

Question 12

Was the repayment to the State of Queensland (Office of State Revenue)?

Question 13

Before 1 July 2000, did you, your spouse or another applicant own residential property in Australia?

Note: This includes owning the property either jointly, separately or with another person.

Question 14

From 1 July 2000, have you, your spouse or another applicant owned residential property in Australia?

Question 15

Did you, your spouse or another applicant live in that particular property for any period of time?

Question 16

At the time of buying or building your home, was each applicant at least 18 years old?

Question 17

Are all applicants individuals (i.e. not a company or a person acting as trustee)?

Question 18

Are you an Australian citizen or permanent resident?

Question 19

Are any of the other applicants Australian citizens or permanent residents?

Question 20

Will you move into the home as your principal place of residence within 1 year of completing the transaction and remain in the home for a continuous period of 6 months?

Question 21

Is your home being bought from or built by a related person?

  • Yes

    You will need to provide evidence of the market value of the home when applying for the grant.

    Go to question 22

  • No

    Go to question 22

Question 22

Have you or another applicant received financial help (either directly or indirectly) to build or buy your home?

  • Yes

    You must provide a statutory declaration from each applicant setting out a comprehensive description of the financial help received, or expected to be received, including details relating to money owing or gifted. If the financial agreement is in writing (i.e. a loan agreement or deed) you must provide a copy with your application.

    Go to question 23

  • No

    Go to question 25

Question 23

Is the person providing financial help a related person to any of the applicants?

Question 24

Will the related person live in or use the home frequently?

  • Yes

    You must provide a statutory declaration from each applicant outlining the family reasons why the related person will be living in or using the home frequently.

    Go to question 25

  • No

    Go to question 25

Question 25

Is the consideration or unencumbered value of the home (including the land) $750,000 or more?

Note: Consideration is the purchase price or cost of construction of the home.

Message 26

Not eligible

Based on the information you have provided, you are not eligible for the grant.

 

Message 27

You may be eligible

Based on your answers and subject to the information provided in an application form, you may be eligible for the grant.

Next steps

To apply for the grant, complete the application form.


If the consideration for the home is less than the grant, the grant amount paid will equal the consideration.


Are you buying your home under an instalment contract? If so, the following criteria must also be satisfied before the grant can be paid:

  • The contract has been operating for at least 1 year.
  • You have paid at least 10% of the purchase price or the grant amount, whichever is greater.
  • You are not in default of the contract.
  • You have occupied the home as your principal place of residence.

 

Message 28

Not eligible

Based on the information you have provided, you are not eligible for the grant.

 

Message 29

Not eligible

Based on the information you have provided, you are not eligible for the grant.

Next steps

You may be eligible for the grant if all the following statements apply:

  • Your former spouse was the primary applicant in the previous grant application (i.e. they owned 100% of the property).
  • You and your spouse have separated.
  • You can prove that there is no possibility that you will reconcile with your spouse.

 

Message 30

Not eligible

Based on the information you have provided, you are not eligible for the grant.

Next steps

We generally do not pay the grant to applicants under 18; however, we may pay the grant in special circumstances. If you believe that your circumstances are exceptional and you meet the other grant criteria, you may apply for the grant. When applying, include a covering letter stating all relevant details.

 

Message 31

Not eligible

Based on the information you have provided, you are not eligible for the grant.

Next steps

You may be eligible for the grant if you are a trustee of a trust (other than a discretionary or unit trust) and all the beneficiaries are individuals under a legal disability who will live in the home as their principal place of residence. If this is the case, select 'Yes' and continue answering as if you were the beneficiary.

 

Message 32

Not eligible

Based on the information you have provided, you are not eligible for the grant.

Further information

A cap of $749,999 applies to homes that are eligible for the grant.

 

Message 33

Further information needed

We need to clarify the circumstances of the previous grant repayment. Call 1300 300 734 to discuss your eligibility.